First home buyers

Cam's Blog

First Home Buyers: Get your ducks in a row

I got an email recently. But unlike the other 25 that drop into my inbox daily, this one stood out. And not because it was offering me $71 mill in some Nigerian scam. Why? Well, I could hear the desperation in this lady’s words. And it really …

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Cam’s market update – The Go2Guys

Each quarter I participate in The Property Market’s Quarterly Update, where a panel of property industry experts contributes their views on Auckland’s residential property market. This month’s chat was all about where interest rates are headed and …

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RBNZ to impose speed limit on low deposit loans

The RBNZ looks set to proceed with a version of one of the macro-prudential tools signed off by the Finance Minister earlier this year — a restriction on loan to value ratios. Word on the street is that while the restriction won’t put a complete …

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Real Estate Agents and ‘the truth’

Some people regard real estate agents as a pack of liars and a proposal before parliament which would require real estate agents to tell the truth about properties they're marketing might just formalise that thinking. What's more it would appear the …

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Residential property market survey

Although bank reports are often as dry as a brick in the Sahara the latest residential property market survey done by the BNZ has some interesting information if you care to take a look. Truly. It's on their website. I noted a couple of …

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5 reasons why 2012 is a good time to buy a house

I have a funny feeling that this year we'll be helping more people into their first home than ever before. Yes, I think 2012 is a good time to buy a house. That's despite the doom and gloom that keeps coming out of Europe. The ongoing quakes in the …

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Mortgage advice

Two interesting scenarios have come across our desks in the last 10 days and I hope they demonstrate to you why you would use the go2guys as your mortgage broker over the DIY approach. In the first case we suggested to a couple that they tidy up a …

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Buying a home ain’t easy!

So you decide to go house hunting and wouldn't you know it, the first house you see is exactly what you want and at the right price. It's a great deal and it's staring you in the face. But you find yourself hesitating, unsure if you should make an …

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Door wide open for first home buyers

When was the last time buying a house in NZ was as affordable as it is right now? 2004. The combination of record low interest rates, a slight increase in after tax income (you probably didn't notice that very much!) and soft prices for your …

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