First home buyers

Cam's Blog

Self-employed: Get your ACC cover right

Every self-employed person I know of can tell at least one story about how ACC diddled a mate out of their full 80% income entitlement when they got crook. In most cases (but not all) ACC didn’t ‘diddle’ anyone. In fact it’s often their mate who … Read more

Mortgages = money. Who’s paying if your income disappears?

When people come to us for a mortgages they know income enables them to take on debt. They know that paying debt without income is hard. And they know the creditor will take assets if debt repayment doesn’t happen (eg. the bank will take the … Read more

ACC and income insurance

It's one thing to have income insurance but it's quite another to have it work when you need it to. This is where advice from an insurance person (that's us) is crucial as are periodic reviews of your coverage. Here's an example of what can happen … Read more