First home buyers

Cam's Blog

Self-employed people, income insurance and ACC

As a self-employed person I pay ACC every year. And like you I hate it. But I also know it’s one of those facts of life – a bit like death and taxes, as the saying goes. I’ve also been on the receiving end of ACC lately because my knee gave way …

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Mortgages = money. Who’s paying if your income disappears?

When people come to us for a mortgages they know income enables them to take on debt. They know that paying debt without income is hard. And they know the creditor will take assets if debt repayment doesn’t happen (eg. the bank will take the …

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