First home buyers

Cam's Blog

Archives for April 2014

Interest rate strategy – Q2 2014 update

NZ Interest Rate - There are so many opinions on this topic. Who to listen to? Who not to listen to? And how does it all apply to your own situation? The fact of the matter is that we are facing a period of rising interest rates because the … Read more

How much life insurance do you need?

Is there a formula you can use to answer the question "how much life insurance do you need?" and what types of cover you should have? It’s easy to get very detailed and to take a really academic approach to answering this question but if you keep … Read more

Using a guarantor for a mortgage

If there’s one area of the property market that‘s picked up in the last 4-5 months it’s the idea of using a guarantor for a mortgage. Its a great way for parents to help their kids buy a house and  I understand its become so 'popular' that ANZ bank … Read more

Low deposit mortgages have scope to expand

Reserve Bank data released toward the end of March 2014 shows quite clearly that banks are operating well under the allowable speed limit for low deposit mortgages. In my book that means there is plenty of scope for first home buyers who want … Read more