First home buyers

Cam's Blog

About Campbell Hastie

Cam is one half of Auckland based mortgage brokers, The Go 2 Guys.

He makes a living by sharing what he knows about mortgages with people, arranging mortgages for people and then insuring people.

He doesn't claim to know everything about mortgages himself which is why he teamed up with David Mercer — hence the ‘2’ in Go 2 Guys.

He writes posts regularly on his blog and has been told he has an ability to share his knowledge in a simple and sometimes memorable way.

Feel free to comment and ask any questions. Contact Campbell Hastie m: 027 697 7789.

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Will it get easier to buy your first house?

The question of whether it’ll get easier to buy your first house is one that I’m asking myself after a recent email from a client. In it, they said that they wanted to wait another 12 months before they bought a house. They reckon it’ll get … Read more

Bank statements: the mortgage broker’s crystal ball

Mortgage brokers are often asked if we have crystal balls that we use to see the future. This question usually pops up when interest rates (or how best to set-up your loan) come up for discussion. Which is quite often in this line of work. The … Read more

Capital Gains Tax: Will it really make much difference?

There’s been ongoing debate about the merits of introducing a Capital Gains Tax (CGT) for many many years, and with the current government in power this tax has the best chance in years of becoming a reality. Not that I’m particularly worried if … Read more

You don’t want to live in Wanganui

We all know that buying a first home is a challenge. Especially in Auckland where prices are what they are. So it makes sense for people buying a first home (or second) to turn their attention to other locations where house prices are lower. Like … Read more

Avocado: A new macro prudential tool

You can wait a lifetime to have a Eureka moment. Mine happened this morning actually, as I munched my breakfast salad, lovingly prepared by my beautiful wife. Breakfast salad is a wonderful mix of bacon, egg, cherry tomatoes, mushrooms, lettuce … Read more

Is property investment for you? Stacking up the big numbers

I’m a regular reader and subscriber to Tony Alexander’s ‘Weekly Overview'. I find it’s an interesting read mostly, and I like his writing style because it’s very much like his speaking style – I feel like he’s shooting from the hip but you’re still … Read more

Shared Equity: A can of worms?

The current Government is squarely looking to address issues of inequity in the housing market, particularly for those who want to get into it for the first time. People say the system is broken and the dream of owning a home is something that an … Read more

Auckland property market: Flat as a pancake

Interesting times in the Auckland property market. A year-on-year comparison of house price growth by Core Logic shows some parts of the city are still seeing some price increase but that’s not a unanimous picture, and the increases aren’t exactly … Read more

Why so many failed auctions?

One thing that’s been really on my mind lately is the number of failed auctions we’ve seen in Auckland over the last 6 to 12 months. It astounds me that real estate agents are continuing to push this method of sale when it seems to be such a … Read more

The gap between expectation and reality = OPPORTUNITY

When a property market changes there’s always a lag between that point and when market participants figure it out. Interestingly, participants never figure it out at the same time, which always creates tension. And tension is just another word for … Read more