First home buyers

Cam's Blog

Fine print matters: Get the right advice on your insurance

Setting yourself up with your first life insurance policy can certainly feel like a pretty serious step. The tipping point generally is when you’ve got people dependent on you (a spouse, sprogs or both), or having signed your next 30 years over … Read more

What’s wrong with life insurance from your bank?

Some insurance is better than no insurance but if you're going to buy this stuff then you'll want value, right?  Thought so. Problem #1 Bank insurance is almost always pretty damn easy to get. Decide what you want and fill in a short form, job … Read more

There’s more to Life than Financial Strength

You’d have to say the Financial Strength Rating an insurance company has is an important factor in considering who to place your insurance with and most right thinking people know this to be intuitively correct. In the case of a life insurance … Read more

Baby boomers going bust?

Picture this: You're aged 60 and semi-retired (no it's not a Tui ad...) Your retirement plans are well advanced with money sitting in various investments or your rental properties are now starting to produce income after years of mortgage payments. … Read more

Medical Insurance Treatment Costs

It can be hard trying to justify buying medical insurance. Especially if you're one of the legendary few who never go to the doctor and haven't had a day off work in you're life.  If that's you, congratulations you statistical anomaly you. For the … Read more

ACC and income insurance

It's one thing to have income insurance but it's quite another to have it work when you need it to. This is where advice from an insurance person (that's us) is crucial as are periodic reviews of your coverage. Here's an example of what can happen … Read more

Single parent? Think about this.

“If something were to happen to  me, would you raise my child?” As a single parent, you may have already considered who will care for your child/ren if anything should happen to you. You may have even asked someone to do that job if necessary. But … Read more

Spray ‘n’ Wipe, bleach and a financial spring clean

On Sunday morning I nearly poisoned myself with spray n wipe and bleach. No, life is not that bad but with the first day of spring behind us I couldn’t stand the accumulating dust or the mould on the window sills any longer. I just snapped and had to … Read more

Fair Go get it badly wrong

Insurance companies are easy meat. It’s so easy to paint a poor picture of them when tragedy strikes because you’ve got all the emotion that goes hand in hand with a traumatic event. Everyone loves to call them bastards, especially when you are hurt … Read more

Health Insurance – getting what you want in Godzone

Unless you’re a statistical anomaly chances are you’ll need serious medical attention at some point in the future. If you’re in any doubt as to the likelihood of that then rock up to any hospital in a major town or city near you — the place is not … Read more