Use our free calculator to find out if your home loan application will be approved

This free home loan calculator tells you whether your home loan application is likely to be approved by the bank.

It only takes 5 minutes to complete and factors in:

  • Your deposit
  • The price of the home you want to buy
  • Your income and expenses
  • Your life circumstances

Ready to get started?

Start Calculator

Loan Details


Income 1
Do you have a Student Loan
Income 2
Do you have a Student Loan
Other Income (if any)


Note: The Adult and Child expense fields allow for standard living expenses like food, power, phone, petrol on a per person basis.

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Require more information about our loan calculator? Please read our FAQ.

Disclaimer: This calculator is intended as a guide so you can make better informed mortgage decisions. Your results are not an offer of finance or any guarantee that finance will be available to you. We have taken reasonable steps to ensure the accuracy of your results but each lender has specific criteria you need to meet. We recommend you get us to obtain pre-approved finance before proceeding with your project or purchase. Fees may apply and interest rates are subject to change. (Like all things in life... except death and taxes!)