First home buyers

Cam's Blog

The gap between expectation and reality = OPPORTUNITY

When a property market changes there’s always a lag between that point and when market participants figure it out. Interestingly, participants never figure it out at the same time, which always creates tension. And tension is just another word for … Read more

CAPITAL GAIN: What does it mean and why does it matter?

If you’re a first home buyer, you’ve probably heard the phrase ‘capital gain’ – but what does it really mean for you?  In Auckland getting capital gain is something of a weekend sport so most people know what it is, but just to be clear: it is the … Read more

Crazy Talk About Lending Restrictions

Following talk of another boom in Auckland house prices, one of the Reserve Bank’s (RBNZ) deputy governors recently made a comment about restricting bank lending on low deposit mortgages — so rather than getting in with just 5% deposit you'd need … Read more