First home buyers

Cam's Blog

Mortgage advice

Two interesting scenarios have come across our desks in the last 10 days and I hope they demonstrate to you why you would use the go2guys as your mortgage broker over the DIY approach. In the first case we suggested to a couple that they tidy up a … Read more

Door wide open for first home buyers

When was the last time buying a house in NZ was as affordable as it is right now? 2004. The combination of record low interest rates, a slight increase in after tax income (you probably didn't notice that very much!) and soft prices for your … Read more

Auctions and the low deposit mortgage

  Of all the methods of buying property, auctions are probably the most exciting. Certainly reality TV has turned them into something of a 'glamour event' and stories abound of people going to auction and  buying very well. If you're thinking … Read more

Do banks lend over 80%?

I was asked this question the other day. The really funny thing was that I thought everyone knew the answer was 'yes'. Clearly I spend too much time reading lending criteria instead of engaging in the real world! To borrow over 80%, you need … Read more