First home buyers

Cam's Blog

First Home Buyers: Why all the backlash over buying brand new?!

It’s so easy to sit there in judgement of banks and first home buyers and Kiwibuild and investment property and gauging the impact of debt levels on society… and getting all wound up in that stuff.  And it’s a fact that the comment section … Read more

Mortgage advice

Two interesting scenarios have come across our desks in the last 10 days and I hope they demonstrate to you why you would use the go2guys as your mortgage broker over the DIY approach. In the first case we suggested to a couple that they tidy up a … Read more

Door wide open for first home buyers

When was the last time buying a house in NZ was as affordable as it is right now? 2004. The combination of record low interest rates, a slight increase in after tax income (you probably didn't notice that very much!) and soft prices for your … Read more

Auctions and the low deposit mortgage

  Of all the methods of buying property, auctions are probably the most exciting. Certainly reality TV has turned them into something of a 'glamour event' and stories abound of people going to auction and  buying very well. If you're thinking … Read more

Do banks lend over 80%?

I was asked this question the other day. The really funny thing was that I thought everyone knew the answer was 'yes'. Clearly I spend too much time reading lending criteria instead of engaging in the real world! To borrow over 80%, you need … Read more